As health care costs continue to increase, many individuals and businesses are moving towards high-deductibles and increased co-insurance on major medical plans in an effort to reduce costs. While this approach reduces the cost of your health insurance, it puts you at greater financial risk. In fact, more than six in 10 adults who say they have problems paying their medical bills are covered by health insurance.
Philadelphia American Life Insurance Company’s GAP plan helps bridge gaps in the coverage that exist in your current insurance plan by reducing or even eliminating the Out-of-Pocket expenses associated with hospital and doctor's bills. The plan pays a portion of the difference in what your medical plan would pay and what you or a covered family member would owe.
Benefits are limited to the deductibles, co-pays and co-insurance amounts that you or each of your covered family members are required to pay under your Primary Medical Insurance and include
It is important to understand what each plan covers so that it meets your individual needs. To learn more about which GAP Insurance plan is right for you call 800-552-7879 or email
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