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Products for every stage of life

TEXAS COVERAGE FOR TELEMEDICINE MEDICAL SERVICES AND TELEHEALTH SERVICES This notice is required by the Texas Department of Insurance

A health benefit plan may not exclude from coverage a covered health care service or procedure delivered by a preferred or contracted health professional to a covered patient as a telemedicine medical service or a telehealth service solely because the covered health care service or procedure is not provided through an in-person consultation.

Medicare Supplement Insurance

Helps provide you with protection for the ever-increasing gaps in Medicare and allows you to have the freedom of choice for your own doctor.

Annuities

Offers financial security through attractive guaranteed interest rates and the flexibility and liquidity of current income.

Final Expense Life Insurance

Ensures that funding for funeral expenses is there so your loved ones are not burdened. Also, the benefit will never go down and the premium will never go up.

Dental Insurance

A unique “hybrid” dental plan that combines traditional dental coverage with PPO discounts for a lower cost and still pays PPO benefits to non-PPO providers to allow freedom of choices.

Health Indemnity Plans

Helps families with the ability to budget health care cost by providing multiple fixed health insurance benefits they can choose according to their health care needs.

Critical Illness

Helps offset the high expenses associated with a serious illness, such as internal cancer, heart attack, stroke, major organ transplant, etc.

24 Hour Accident

Provides a super coverage to protect you from the financial burden of unexpected medical and living expenses incurred from an accident.

GAP Insurance

Helps provide gap coverages such as deductible & coinsurance on your existing health plan and to make your plan more affordable.